Best Payment Systems International

 

Payment gateways allow both brick-and-mortar and online sellers to offer their customers secure ways to pay by credit card or digital wallet. As technology opens up new payment options and marketplaces, payment gateways are essential in helping businesses grow. 

With the popularity of digital payment systems like PayPal, customers are driving the demand for safe, hassle-free buying. 

In 2018, Millenials and Gen Z had a combined purchasing power of $350 billion. Just two years later, Gen Z alone accounted for 40% of global consumers, increasing the demand for merchants to cater to this growing demographic.

We looked at over a dozen payment gateways for this review, based on payment types, cost, ease of use, integrations, support, and more. Here are our top picks.

PAYPAL
Started	1999.
Description	PayPal was famously acquired by eBay in 2002 and has become one of the most versatile and recognized online payment processors. We chose it as the best for online businesses because it gives customers the option to pay with PayPal as well as just about any other payment type, all at competitive rates. Due to its trusted name and widespread use, PayPal claims that offering its service as a payment option to customers can increase checkout conversions by 44%. Adding PayPal as a payment option is also extremely simple. Users just create an account and add a “Pay by PayPal” button on their website. Users who want to use PayPal’s advanced payments and checkout features will need to sign up for PayPal Payments Pro. This plan lets users accept payments from American Express, Visa, Mastercard, Discover, and PayPal Credit; integrates with major e-commerce platforms like Shopify, Squarespace, BigCommerce, and WooCommerce; and offers phone-based credit card payments, online invoicing, and in-person payments.
Features	$30 per month 2.9% + $0.30 per transaction  Accept credit and debit cards including multicurrency payment processing in six currencies  Accept PayPal payments in 26 currencies from over 200+ markets  Accept PayPal Credit payments (U.S. only)  E-commerce payment gateway Options to simplify PCI compliance  Virtual Terminal to accept phone payments
Sign up
Link 1	SIGNUP NOW
SQUARE
Started	2009
Description	Square opened the door for retailers by providing an online payment solution that could be used on smart devices rather than bulky and expensive POS hardware. We chose it as the best for brick-and-mortar businesses because it lets users accept both in-person and online payments with no setup and startup costs and includes a free mobile card reader. Although Square accepts all major credit cards as well as other payment types like Apple Pay and Google Pay, it doesn’t support PayPal, one of its main competitors. However, it can process ACH or electronic check payments and it allows users to accept payments by website, invoice, or over the phone. One of Square’s best features is its easy setup. Users can download the software for free on any iOS or Android device and take payments using a plugin mobile credit card reader Square offers free of charge. Merchants can accept credit card payments using just a smartphone or tablet, making it a perfect choice for food carts, farmer’s markets, craft booths, and other mobile merchants.
Features	Free POS app   Free magstripe reader 2.6% + $0.10 in-person or e-commerce transaction   2.9% + $0.30 invoice transactions   3.5% + $0.15 manual or card-on-file entry
VISIT SITE
Link 1	Go to Website
Google Pay / GPay
Started	May 26,2011 as Google Wallet Sept.11,2015 as Android Pay January 8,2018 as Google Pay
Description	Google Pay is one app that provides you with many ways to make your customers’ buying experience faster, more convenient, and more rewarding. Google Pay’s powerful-yet-simple suite of mobile payment integrations helps you connect with customers to drive sales and brand loyalty. Google Pay is a way for merchants to accept quick and easy mobile payments for physical goods and services everywhere you do business, including in stores and online. Customers add credit and debit cards to Google Pay. When they use Google Pay to make a purchase, the buying process is faster and easier than ever for you both because Google Pay stores and transmits the relevant customer details, all with a simple tap of their device in stores or the tap of a button in your mobile app.
Features	Easy online integration Increased sales Traffic, brand affinity, and engagement No transaction fees Enhanced securities Free application
VISIT SITE
Link 1	Download App
Wepay
Started	2008
Description	WePay offers an integrated merchant account through Chase Merchant Services with a payment gateway. We chose it as the best for multiple channels because it makes it easy for merchants to handle complex payment requests across a variety of online platforms. As with most payment gateways, WePay accepts payments from all major credit cards, Chase Pay, and ACH payments and can handle complex payment requests, including multiple payers and crowdfunding campaigns. Merchants can set it up using just an email address and start accepting payments immediately. What makes WePay particularly useful for omnichannel marketing is its customization features. Merchants can create customizable checkout flows that support both online and in-person payments and refunds. Developers can use WePay’s APIs to create anything from a simple payment links to leveraging Chase Merchant Services’ same-day deposit and transaction reporting features.
Features	2.9% plus $0.30 per transaction and  Process ACH payments for 1%  plus $0.30 per transaction.
VISIT SITE
Link 1	Get started
Apple Pay
Started	October 20,2014
Description	Apple Pay has the most seamless payment options on the market. Users can instantly pay using their existing Apple Wallets with the touch of a button (or fingerprint scan). Note that they are not a payment provider, though, so you’ll need to be set up through one of the others in this list if you want to accept other kinds of payments. The service is compatible with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID, and all Apple Watches. It can store between 8 and 16 cards (passes such as loyalty cards and tickets do not count against this limit. Using Apple device, devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication.
Features	No additional fees charged on top of normal credit transaction fees
VISIT SITE
Link 1	Go to Apple Pay